Retirement Income Check-Up · WealthGuard
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The Last Step · Book Your Call
Tom Ratigan, WealthGuard

Let's Walk Through Your Results — and What to Do Next.

A free, relaxed conversation with Tom Ratigan. About 20 minutes, no pitch, nothing to buy — just your report, your questions, and a clear path forward.

  • ✓See what your scores actually mean for your situation — in plain English.
  • ✓Get your questions answered — taxes, market risk, income, legacy.
  • ✓Leave with the two or three moves that matter most for you.
Pick a time that works for you
Free · about 20 minutes · with Tom Ratigan
You'll get a calendar invite and a reminder by email.
Licensed in California (0C05823) Education first, always Plain English — no jargon No pressure, ever
What to Expect

Here's exactly how the call goes

No mystery and no sales script. Three simple parts — and you're in the driver's seat the whole time.

1

We review your report together

Your Protect, Grow, and Last scores, and where you're most exposed — walked through in plain English.

2

You ask anything

Taxes, market risk, income that lasts, leaving a legacy — whatever's on your mind. No jargon.

3

We map your next step

The two or three moves that fit your situation. No pitch, nothing to buy — just a clear path.

What to have ready: nothing at all. Tom already has your report — just bring your questions.

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Tom Ratigan, WealthGuard
Meet Tom

The person on the other end of the call

Tom Ratigan has spent 30+ years helping California families protect what they've built and retire with confidence — through every kind of market.

He's a licensed financial professional — and a licensed pilot, which is where he gets the way he talks about a "flight plan" for your retirement: chart the route, watch the weather, get you there safely.

Tom leads with education, never pressure. On your call there's no script and no pitch — just a straight, honest read on where you stand and what actually fits.

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The WealthGuard Promise

What you can count on

A check-up should lower your stress, not add to it. So here's our promise.

✓
No pitch and nothing to buy — just an honest picture.
✓
No pressure, ever. The conversation is optional.
✓
Your information stays private. We never sell it.
✓
No one calls unless you ask them to.
✓
About three minutes — and the report is yours to keep.
✓
Plain English, education first. Always.
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Before You Book

Questions people actually ask

How long is the call?
About 20 minutes. Long enough to walk through your report and answer your questions — short enough to fit a busy day.
Is it really free?
Yes. There's no cost and nothing to buy. Tom would rather you make an informed decision than a rushed one.
Do I need to prepare anything?
No. Tom already has your Check-Up report. Just bring your questions.
Will I be pressured to buy something?
Never. The call is education first — a clear read on where you stand and what fits. Any next step is entirely your choice.
What if I need to reschedule?
No problem. Your confirmation email has a link to reschedule anytime that works better.
What happens right after I book?
You'll get a calendar invite and a reminder by email, with everything you need to join.
Pick a Time →
The biggest mistake in retirement planning isn't a bad investment — it's waiting.

Book Your Free Conversation with Tom

About 20 minutes. No pitch. A clear path forward.

You've already done the hard part. Let's turn your Check-Up into a plan.

Tom Ratigan · WealthGuard Insurance and Financial Solutions · wealthguard.info

For general educational purposes only — not financial, tax, legal, or investment advice. Insurance and annuity products offered through WealthGuard Insurance and Financial Solutions, subject to issuing carrier terms and claims-paying ability. Not FDIC insured. Guarantees are based on the financial strength of the issuing insurer. Policy loans and withdrawals reduce cash value and the death benefit and may be taxable if a policy lapses or is surrendered. The Money Max Account is a program of United Financial Freedom. Licensed in CA (Lic. 0C05823). [ Mailing address — required for CAN-SPAM. ]